Planning Your 2019: Be Ready for This Year’s Expenses!

There’s nothing quite like going to faraway places to kick back and relax away from the troubles of life and work. That’s right – vacations and holidays are a great way to let off steam and get rejuvenated. But, let’s be honest – vacations don’t come cheap. The flight ticket, accommodations, travel insurances, visa processing fees, and other holiday expenses cost big money.

Whether you love to go overseas, spend a couple of weeks in a winter cottage, or even head out to Cabo for the weekend, here are planning tips that’ll help you save for holidays/vacations and get ready for 2019 expenses.

1. Do Your Research – Plan Early
The key to affording a vacation is being smart with your finances. And being smart implies that you need to not only save but also plan for the trip accordingly. Beyond that, you need to think about both your short-term and long-term goals. So, start researching hotel, flight, and holiday packages and early bird specials. For this, websites like Priceline, Kayak,, and so forth can come in especially useful.

2. Avoid Premium Gym Membership
You might not realize it, but that gym membership might be putting a massive dent in your bank account. You see, most commercial gyms operate around the idea that you need to shell out money to lose weight and keep it off. That’s not true. Instead, try playing football, soccer, basketball, or other physically engaging sport over the weekend. A long run in the park or a swim at the beach can also suffice.

3. Minimize Car Use
If you’re looking to save enough for your trip, you need to drive less. Consider biking or walking whenever possible to save money that would have gone toward buying gas.

4. Try Meal Prepping
Meal prepping is the best way not only to eat healthily but also save time and money. The cash you could have to spend on expensive lunch out and snacks and go a long way in paying for your vacation.

5. Tips for Cutting Down Your Utility Bills
Utility bills make up the most significant part of your monthly spend. Although you might have energy-saving fixtures and appliances, you need to put in a proactive and consistent effort to bring down the cost of electricity, water, gas, and other utilities.

  • Turn off the tap when brushing your teeth
  • Trim your shower time by half
  • Switch off lights when not in use
  • Use fans in place of AC
  • Wear warmer clothes rather than cranking up the thermostat

These are just a few ways to save for your holiday and stay on top of your 2018 finances.