Loan Rates

All loan rates effective 09/01/18

Personal/Signature
Term APR as low as
24-60 months 9.99%
Vehicle Loans
Term APR as low as
New ’17-’18
APR as low as
Used ’11-’16
APR as low as
Used ’11 & Older2
24 months 2.99% 2.99% 4.74%
36 months 3.25% 3.25% 5.00%
48 months 3.50% 3.50% 5.25%
60 months 3.75% 3.75% N/A
72 months 3.99% N/A N/A
84 months 4.99% N/A N/A
Other Titled Vehicles
Term APR as low as
New ’17-’181
APR as low as
Used ’11-’162
APR as low as
Used ’11 & Older2
24 months 3.99% 3.99% 6.49%
36 months 4.25% 4.25% 6.75%
48 months 4.50% 4.50% 7.00%
60 months 4.75% 4.75% N/A
Secured Untitled
Term APR as low as
New ’17-’181
APR as low as
Used ’11-’162
APR as low as
Used ’11 & Older2
24-48 months 6.49% 6.49% 6.49%
RVs, ATVs, Campers, Snow Machines, Boats, Computers

1100% Financing- (Tax, Title, Registration inc.)
2 NADA Retail
Loan rates are listed “as low as” and are determined by the term of the loan and an evaluation of your credit. All rates quoted are subject to change. Your rate may vary from the rate shown above.


Home Loans
Term APR
Home Equity LOC Up to 15 Year Term Prime + 0% 3
Home Equity Loan 5 Year Term 4.25%4
10 Year Term 5.25%4
15 Year Term 5.75%4
Mortgages Rates available upon request

3Annual percentage rate is based on an index, the Wall Street Journal Prime Rate (which may change). The annual percentage rate may vary periodically. The minimum annual percentage rate that can apply is 4.75% APR floor, and the maximum annual percentage rate that can apply is 18% APR. We will not charge you any fees to open, use, or maintain your Home Equity Line of Credit. However, you may pay certain fees to third parties to open the plan. Those fees are generally between $300 – $500. You must also maintain property and flood insurance (if necessary) on your dwelling.
4Minimum loan amount $5,000; maximum loan amount $200,000. Maximum loan to value is 80%.


Secured Loans
Term APR
Share Secured Div. Rate + 2.70% Varies
Certificate Secured Div. Rate + 2.70% Varies

VISA® Credit Card
Term APR
VISA® Credit Card No Annual Fee 9.90% or 11.90%
6.90% on balances transfer for six (6) months

APR = Annual Percentage Rate
Rates are subject to change
NMLS #409405