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$7,000 in Scholarships Available to Graduating High School Seniors

Members Advantage Community Credit Union will be awarding $6,500 in scholarships this year. These scholarships are awarded to graduating high school seniors who are continuing their education. Grants are made on the basis of academic excellence, extracurricular activities, community service, financial need, and completeness of application. Applicants must be a member of MACCU at the time of application in order to be considered for our scholarships.

Contact your high school guidance counselor, your local MACCU office, or click here for an application.

For our Field of Membership criteria, please click here.

Don’t miss out on these great scholarships and be sure to spread the word to any friends or family members who might benefit from them!

Applications and required materials should be mailed to the below address by May 3, 2019:

Members Advantage Community Credit Union
Attn: Education Committee
PO Box 9491
South Burlington, VT 05407-9491

Planning Your 2019: Be Ready for This Year’s Expenses!

There’s nothing quite like going to faraway places to kick back and relax away from the troubles of life and work. That’s right – vacations and holidays are a great way to let off steam and get rejuvenated. But, let’s be honest – vacations don’t come cheap. The flight ticket, accommodations, travel insurances, visa processing fees, and other holiday expenses cost big money.

Whether you love to go overseas, spend a couple of weeks in a winter cottage, or even head out to Cabo for the weekend, here are planning tips that’ll help you save for holidays/vacations and get ready for 2019 expenses.

1. Do Your Research – Plan Early
The key to affording a vacation is being smart with your finances. And being smart implies that you need to not only save but also plan for the trip accordingly. Beyond that, you need to think about both your short-term and long-term goals. So, start researching hotel, flight, and holiday packages and early bird specials. For this, websites like Priceline, Kayak, Booking.com, and so forth can come in especially useful.

2. Avoid Premium Gym Membership
You might not realize it, but that gym membership might be putting a massive dent in your bank account. You see, most commercial gyms operate around the idea that you need to shell out money to lose weight and keep it off. That’s not true. Instead, try playing football, soccer, basketball, or other physically engaging sport over the weekend. A long run in the park or a swim at the beach can also suffice.

3. Minimize Car Use
If you’re looking to save enough for your trip, you need to drive less. Consider biking or walking whenever possible to save money that would have gone toward buying gas.

4. Try Meal Prepping
Meal prepping is the best way not only to eat healthily but also save time and money. The cash you could have to spend on expensive lunch out and snacks and go a long way in paying for your vacation.

5. Tips for Cutting Down Your Utility Bills
Utility bills make up the most significant part of your monthly spend. Although you might have energy-saving fixtures and appliances, you need to put in a proactive and consistent effort to bring down the cost of electricity, water, gas, and other utilities.

  • Turn off the tap when brushing your teeth
  • Trim your shower time by half
  • Switch off lights when not in use
  • Use fans in place of AC
  • Wear warmer clothes rather than cranking up the thermostat

These are just a few ways to save for your holiday and stay on top of your 2018 finances.

Enjoying Winter on a Budget in Vermont

Winter is a fabulous time to be in Vermont. Known for sizzling ski trails, including 30 cross-country touring centers, 20 alpine ski resorts, and nearly 3,000 hectares of mountainous terrain, the Green Mountain State is a slice of heaven for skiers. Even if you’re not a fan of skiing, there are tons of fantastic things to do and see in Vermont during winter.

From snowshoeing to savoring horseradish cheddar and everything in between, here are top things to do and see in Vermont that won’t break the bank:

Snowshoeing
Snowshoeing is ideal for the whole family. It’s a fabulous (and cost-effective) way to venture into Vermont’s snowy paradise, including fantastic stretches of forest and fields. Strap on your snow boots and enjoy tantalizing trails such as Big Bear Loop or Nebraska Notch. Either way, you’ll love the fresh alpine air.

Check Out Local Restaurants
Vermont is teeming with exotic and wonderful eats. From savory treats to mouth-watering burgers, Vermont is home to the most beautiful restaurants that won’t put a huge dent in your bank account.

Ice Fishing
Fishing in the fantastic lakes of Vermont is a summer treat you’ll never forget. But the fun doesn’t stop when the snow falls, and temperatures dip. Ice fishing is an ecstatic way to enjoy Vermont’s alluring outdoors during winter. There’s an array of smaller bodies of water and large ones like Lake Champlain.

Snowmobiling
Vermont boasts more than 5,000 miles of pure snowmobiling trails. These award-winning trails are known for breathtaking scenery as well as pristine maintenance. Riding with friends or family, snowmobiling in Vermont will simply knock your socks off. And the best part: it’ll only set you back a few hundred bucks.

Skiing and Snowboarding
Whether you’re on a tight budget or not, skiing in Vermont is a must-do. After all, skiing is what makes the state a fabulous winter destination. Enjoy a chairlift ride on Mt. Mansfield or a ski adventure at the ski tow in Woodstock farm; there’s something for everyone.

Visit a Country Store
Enjoy sizzling treats and an array of handmade toys and crafts. Vermont’s country stores will make your trip worthwhile.

Visit a Museum
Vermont is home to a plethora of amazing museums. You’ll love the Museum of Everyday Life. It’s quite fascinating and will make your lazy afternoon lively.
Enjoy a live show
There are several live theater and music concerts year-round in Vermont.

Sledding
Take your Vermont holiday to the next level by going sledding. It’s an elegant and inexpensive way to enjoy winter months in Vermont.

Spa
After all the skiing, snowshoeing, ice skating, and whatnot, pamper yourself with an excellent spa treatment.

There you are – fabulous things to do in Vermont on a budget!

Team up with MACCU to fight hunger in VT!

Beginning November 1st through January 2, stop into one of our 5 locations with nonperishable food items. We will be collecting through the holidays and will drop off frequently to the Vermont Foodbank.

Don’t want to bring in food items but still want to donate? We can accept cash donations too! For every $30 raised, the VT Foodbank provides 50 meals for children, families, the elderly and people right in your community. Donate today, and team up with us to help the VT FoodBank!