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Top 5 Vacation Ideas in New England

Top 5 Vacation ideas in New England

America’s birthplace, New England is a famous destination location for people who are looking for an unforgettable experience. The scenery is quite diverse and the regions rather attractive, they will form the perfect backdrop on holiday pictures. Visit New England any time of the year and experience American culture and history. It does not end there however because in the midst of tradition and ancient hints of how the great region came to be, visitors can still enjoy natural beauty of the destination which includes the gorgeous coastline. Are you thinking of visiting New England in your next vacation? You are in luck because there are a couple of best destinations picked out just for you.

The search is definitely over so check out this list of the top 5 vacation ideas in New England for adequate preparation;

  1. Martha’s Vineyard in Massachusetts

This is one of the islands that lie off the coast of MA. A quintessential getaway, the destination is home to sandy beaches that surround charming little towns. Best picked as a romantic getaway, Martha’s Vineyard sees many couples visiting for their honeymoon. It is also ideal for the family vacation because there is so much to see and enjoy. Want to know who else finds this place worth their time? The president and his family!

  1. White Mountains in New Hampshire

A place where the landscape is a blend of lakes and scenic wilderness, White Mountains is a vacation spot that will make you forget about the hustle of city life. It is no surprise that the White Mountains have for a long time been a popular destination for those looking for a unique holiday experience. Enjoy group activities such as hiking and one-on0nes like horseback riding and golf. There is clearly never a dull day when you are at White Mountains.

  1. Camden in Maine

Everything you can ever think of as an activity to do when out on a vacation will be found in Camden. If you fancy fine dining then you will love the experience that comes with eating fresh seafood obtained from the Atlantic right there. The rest of the day can be spent exploring the Penobscot bay islands and hiking.

  1. Newport in Rhode Island

This is one of the most photographed places in New England. An exciting destination characterized by mansions overlooking the sea, Newport is a home away from home. You get to enjoy the freedom associated with living in your own house but enjoying the view of the sea all the time.

  1. Nantucket in Massachusetts

One of the islands in the Atlantic, this is a population vacation destination for people who appreciate old-fashioned charm and history. While you are there, tour the lighthouses, beautiful coastline, and fishing villages that have been in existence for centuries. The wildlife refuge on the island is unique and great at learning about the various species in this part of the world.

 

Top 3 Reasons You Should Have a Credit Card

The prominence of credit cards as the most preferred global financial services system remains undisputed. Credit cards are not only tempting but convenient and rewarding provided you’re a self-disciplined shopper. Whilst most people enjoy the convenience of transacting through credit cards, some of us can’t understand why it’s important to have one in the first place.

Let’s examine 3 reasons why you need a credit card.

  1. Zero liability protection

Most Credit cards holders have fallen prey to fraud, phishing scams or skimming at some point. The good news is that all major credit card issuers know that hackers and fraudsters can take advantage of cardholders for selfish gains. To protect cardholders from fraudulent charges, and unauthorized purchases, they offer zero liability protection. This policy simply means cardholders are exempted from taking responsibility for any unlawful purchase made using their credit cards. For your own convenience, it is important to report to your credit card issuer immediately in case your credit card is stolen or lost for your own convenience.

  1. Build a strong credit history

Credit cards can help you build a strong credit history if used properly. We all know that bad credit history can be a significant hindrance to our dreams. For this simple reason, we need to be on the good books with creditors. Maintaining a good credit history unlocks the door to all your dreams. The quickest way to build your credibility through your credit card is by using it frequently and responsibly at all times. Develop a habit of paying your debts on time and in full, only borrow what you can pay back efficiently and conveniently. Remember, a good credit score is the key to achieving your dream job, home, sports car or any other property. Use your credit card regularly and wisely to build, rebuild and even maintain a tremendous credit score.

  1. Safe and convenient

Credit cards remain the safest and most convenient payment options in e-commerce. Today’s consumers have a preference for online shopping. In such cases, only credit cards can be used to make safe payments. Unlike cash which is irretrievable, any fraudulent credit card transactions can be canceled quickly after detection. As a credit card holder, it is wise to conduct business with trustworthy, reputable and genuine websites for your own good. In addition, credit cards work in all currencies making them more convenient for shoppers. While some credit cards charge currency conversion fees depending on specific countries or stores, most credit card issuers don’t charge anything for purchases made in foreign countries. Lastly, most modern businesses are starting to decline other payment options for safety purpose thus making credit cards the safest and most convenient alternatives.

Planning Your 2019: Be Ready for This Year’s Expenses!

There’s nothing quite like going to faraway places to kick back and relax away from the troubles of life and work. That’s right – vacations and holidays are a great way to let off steam and get rejuvenated. But, let’s be honest – vacations don’t come cheap. The flight ticket, accommodations, travel insurances, visa processing fees, and other holiday expenses cost big money.

Whether you love to go overseas, spend a couple of weeks in a winter cottage, or even head out to Cabo for the weekend, here are planning tips that’ll help you save for holidays/vacations and get ready for 2019 expenses.

1. Do Your Research – Plan Early
The key to affording a vacation is being smart with your finances. And being smart implies that you need to not only save but also plan for the trip accordingly. Beyond that, you need to think about both your short-term and long-term goals. So, start researching hotel, flight, and holiday packages and early bird specials. For this, websites like Priceline, Kayak, Booking.com, and so forth can come in especially useful.

2. Avoid Premium Gym Membership
You might not realize it, but that gym membership might be putting a massive dent in your bank account. You see, most commercial gyms operate around the idea that you need to shell out money to lose weight and keep it off. That’s not true. Instead, try playing football, soccer, basketball, or other physically engaging sport over the weekend. A long run in the park or a swim at the beach can also suffice.

3. Minimize Car Use
If you’re looking to save enough for your trip, you need to drive less. Consider biking or walking whenever possible to save money that would have gone toward buying gas.

4. Try Meal Prepping
Meal prepping is the best way not only to eat healthily but also save time and money. The cash you could have to spend on expensive lunch out and snacks and go a long way in paying for your vacation.

5. Tips for Cutting Down Your Utility Bills
Utility bills make up the most significant part of your monthly spend. Although you might have energy-saving fixtures and appliances, you need to put in a proactive and consistent effort to bring down the cost of electricity, water, gas, and other utilities.

  • Turn off the tap when brushing your teeth
  • Trim your shower time by half
  • Switch off lights when not in use
  • Use fans in place of AC
  • Wear warmer clothes rather than cranking up the thermostat

These are just a few ways to save for your holiday and stay on top of your 2018 finances.

Enjoying Winter on a Budget in Vermont

Winter is a fabulous time to be in Vermont. Known for sizzling ski trails, including 30 cross-country touring centers, 20 alpine ski resorts, and nearly 3,000 hectares of mountainous terrain, the Green Mountain State is a slice of heaven for skiers. Even if you’re not a fan of skiing, there are tons of fantastic things to do and see in Vermont during winter.

From snowshoeing to savoring horseradish cheddar and everything in between, here are top things to do and see in Vermont that won’t break the bank:

Snowshoeing
Snowshoeing is ideal for the whole family. It’s a fabulous (and cost-effective) way to venture into Vermont’s snowy paradise, including fantastic stretches of forest and fields. Strap on your snow boots and enjoy tantalizing trails such as Big Bear Loop or Nebraska Notch. Either way, you’ll love the fresh alpine air.

Check Out Local Restaurants
Vermont is teeming with exotic and wonderful eats. From savory treats to mouth-watering burgers, Vermont is home to the most beautiful restaurants that won’t put a huge dent in your bank account.

Ice Fishing
Fishing in the fantastic lakes of Vermont is a summer treat you’ll never forget. But the fun doesn’t stop when the snow falls, and temperatures dip. Ice fishing is an ecstatic way to enjoy Vermont’s alluring outdoors during winter. There’s an array of smaller bodies of water and large ones like Lake Champlain.

Snowmobiling
Vermont boasts more than 5,000 miles of pure snowmobiling trails. These award-winning trails are known for breathtaking scenery as well as pristine maintenance. Riding with friends or family, snowmobiling in Vermont will simply knock your socks off. And the best part: it’ll only set you back a few hundred bucks.

Skiing and Snowboarding
Whether you’re on a tight budget or not, skiing in Vermont is a must-do. After all, skiing is what makes the state a fabulous winter destination. Enjoy a chairlift ride on Mt. Mansfield or a ski adventure at the ski tow in Woodstock farm; there’s something for everyone.

Visit a Country Store
Enjoy sizzling treats and an array of handmade toys and crafts. Vermont’s country stores will make your trip worthwhile.

Visit a Museum
Vermont is home to a plethora of amazing museums. You’ll love the Museum of Everyday Life. It’s quite fascinating and will make your lazy afternoon lively.
Enjoy a live show
There are several live theater and music concerts year-round in Vermont.

Sledding
Take your Vermont holiday to the next level by going sledding. It’s an elegant and inexpensive way to enjoy winter months in Vermont.

Spa
After all the skiing, snowshoeing, ice skating, and whatnot, pamper yourself with an excellent spa treatment.

There you are – fabulous things to do in Vermont on a budget!

Team up with MACCU to fight hunger in VT!

Beginning November 1st through January 2, stop into one of our 5 locations with nonperishable food items. We will be collecting through the holidays and will drop off frequently to the Vermont Foodbank.

Don’t want to bring in food items but still want to donate? We can accept cash donations too! For every $30 raised, the VT Foodbank provides 50 meals for children, families, the elderly and people right in your community. Donate today, and team up with us to help the VT FoodBank!