Savings Rates

All rates are effective 1/2/20

Regular Shares
Rate APY Minimum Balance
.20% .20% $25.00
Dividends paid monthly.
Club Accounts
Rate APY Minimum Balance
.20% .20% None
Types of club accounts: holiday, vacation, tax, all-purpose.
Dividends paid monthly.
IRA Shares
Rate APY Minimum Balance
.40% .40% None
Dividends paid monthly.
IRA Certificates
Term Rate APY Minimum Balance
12 months 1.19% 1.20% $500.00
24 months 1.39% 1.40% $500.00
36 months 1.44% 1.45% $500.00
48 months 1.49% 1.50% $500.00
60 months 1.69% 1.70% $500.00
Dividends paid monthly.
Money Markets
Rate APY Minimum Balance
.20% .20% $500-1,999
.30% .30% $2,000-9,999
.40% .40% $10,000-24,999
.60% .60% $25,000-49,999
.80% .80% $50,000+
Dividends paid monthly.
Smart Savers & Youth Savers
Account Type Rate APY Minimum Balance
Smart Savers
1 Year Term
.75% .75% $50.00
Youth Savers
5 Year Term
1.59% 1.60% $50.00
Dividends paid monthly.
Deposits are accepted and encouraged for the Smart and Youth Savers
Share Certificates
Term Rate APY Minimum Balance
6 months .75% .75% $500.00
12 months 1.10% 1.10% $500.00
24 months 1.29% 1.30% $500.00
36 months 1.34% 1.35% $500.00
48 months 1.39% 1.40% $500.00
60 months 1.59% 1.60% $500.00
18 mo. no-penalty .75% .75% $500.00
Dividends paid monthly.

APY = Annual Percentage Yield
Rates are subject to change