Savings Rates

All rates are effective 9/1/20

Regular Shares
Rate APY Minimum Balance
.08% .08% $25.00
Dividends paid monthly.
Club Accounts
Rate APY Minimum Balance
.08% .08% None
Types of club accounts: holiday, vacation, tax, all-purpose.
Dividends paid monthly.
IRA Shares
Rate APY Minimum Balance
.10% .10% None
Dividends paid monthly.
IRA Certificates
Term Rate APY Minimum Balance
12 months .30% .30% $500.00
24 months .30% .30% $500.00
36 months .35% .35% $500.00
48 months .40% .40% $500.00
60 months .45% .45% $500.00
Dividends paid monthly.
Money Markets
Rate APY Minimum Balance
.08% .08% $500-1,999
.10% .10% $2,000-9,999
.10% .10% $10,000-24,999
.15% .15% $25,000-49,999
.15% .15% $50,000+
Dividends paid monthly.
Smart Savers & Youth Savers
Account Type Rate APY Minimum Balance
Smart Savers
1 Year Term
.2o% .20% $50.00
Youth Savers
5 Year Term
.40% .40% $50.00
Dividends paid monthly.
Deposits are accepted and encouraged for the Smart and Youth Savers
Share Certificates
Term Rate APY Minimum Balance
6 months .20% .20% $500.00
12 months .25% .25% $500.00
24 months .25% .25% $500.00
36 months .30% .30% $500.00
48 months .35% .35% $500.00
60 months .40% .40% $500.00
18 mo. no-penalty .20% .20% $500.00
Dividends paid monthly.

APY = Annual Percentage Yield
Rates are subject to change