Savings Rates

All rates are effective 10/1/19

Regular Shares
Rate APY Minimum Balance
.20% .20% $25.00
Dividends paid monthly.
Club Accounts
Rate APY Minimum Balance
.20% .20% None
Types of club accounts: holiday, vacation, tax, all-purpose.
Dividends paid monthly.
IRA Shares
Rate APY Minimum Balance
.40% .40% None
Dividends paid monthly.
IRA Certificates
Term Rate APY Minimum Balance
12 months 1.29% 1.30% $500.00
24 months 1.49% 1.50% $500.00
36 months 1.59% 1.60% $500.00
48 months 1.69% 1.70% $500.00
60 months 1.89% 1.90% $500.00
Dividends paid monthly.
Money Markets
Rate APY Minimum Balance
.20% .20% $500-1,999
.40% .40% $2,000-9,999
.60% .60% $10,000-24,999
.75% .75% $25,000-49,999
.90% .90% $50,000+
Dividends paid monthly.
Smart Savers & Youth Savers
Account Type Rate APY Minimum Balance
Smart Savers
1 Year Term
.90% .90% $50.00
Youth Savers
5 Year Term
1.84% 1.85% $50.00
Dividends paid monthly.
Deposits are accepted and encouraged for the Smart and Youth Savers
Share Certificates
Term Rate APY Minimum Balance
6 months .90% .90% $500.00
12 months 1.19% 1.20% $500.00
24 months 1.39% 1.40% $500.00
36 months 1.49% 1.50% $500.00
48 months 1.59% 1.60% $500.00
60 months 1.79% 1.80% $500.00
18 mo. no-penalty .90% .90% $500.00
Dividends paid monthly.

APY = Annual Percentage Yield
Rates are subject to change