Savings Rates

All savings rates effective 08/15/18

Regular Shares
Rate APY Minimum Balance
.20% .20% $25.00
Dividends paid monthly.
Club Accounts
Rate APY Minimum Balance
.20% .20% None
Types of club accounts: holiday, vacation, tax, all-purpose.
Dividends paid monthly.
IRA Shares
Rate APY Minimum Balance
.40% .40% None
Dividends paid monthly.
IRA Certificates
Term Rate APY Minimum Balance
12 months .70% .70% $500.00
24 months .85% .85% $500.00
36 months 1.09% 1.10% $500.00
48 months 1.24% 1.25% $500.00
60 months 1.39% 1.40% $500.00
Dividends paid monthly.
Money Markets
Rate APY Minimum Balance
.20% .20% $500-1,999
.25% .25% $2,000-9,999
.35% .35% $10,000-24,999
.45% .45% $25,000-49,999
.55% .55% $50,000+
Dividends paid monthly.
Smart Savers & Youth Savers
Account Type Rate APY Minimum Balance
Smart Savers
1 Year Term
.40% .40% $50.00
Youth Savers
5 Year Term
1.34% 1.35% $50.00
Dividends paid monthly.
Deposits are accepted and encouraged for the Smart and Youth Savers
Share Certificates
Term Rate APY Minimum Balance
6 months .45% .45% $500.00
12 months .65% .65% $500.00
24 months .85% .85% $500.00
36 months 1.04% 1.05% $500.00
48 months 1.19% 1.20% $500.00
60 months 1.34% 1.35% $500.00
18 mo. no-penalty .45% .45% $500.00
Dividends paid monthly.

APY = Annual Percentage Yield
Rates are subject to change