Members Advantage Community Credit Union offers a variety of loan possibilities. All loan requests are subject to approval by the Loan Officer or Loan Review Committee . Some options are:

New and Used Vehicle Loans have different rates depending on length of the loan or age of the vehicle.  See information regarding the Invest in America program under our What's New tab.

Boat, Recreational Vehicle, or Other Titled Vehicle Loans               

ecured Untitled Loans

Unsecured Personal Loans can be used for any reason. The amount of the loan is subject to your ability to repay.

Home Equity Line Of Credit is a variable-rate form of revolving credit in which your home serves as collateral. The HELOC can provide readily accessible funds for home improvements, education or other purposes. As you repay the loan, funds are available to use again. The interest pay may be tax deductible. (Consult your tax advisor)

Home Equity Loan is a fixed-rate, one-time draw using your home as collateral.  We offer different rates based on the repayment terms.  The interest you pay may be tax deductible.  (Consult your tax advisor)

Share Secured Loans are available at a small percentage above what the account is earning.

Credit Cards are available with no annual fee and a low interest rate.

Student Loans are available through the Credit Union. Offered are Subsidized and Unsubsidized Federal Stafford Loans to students, and the Federal PLUS Loan to parents.

NADA Used Car Value Guides are a quick and easy way to find out the value of a used car. Whether you are selling, buying or trading a vehicle, this information helps you to get the best deal.

Mortgages are available through a partnership with PHH Mortgage Corp.  Our in-house mortgage loan officers can help you with the application process, order the appraisal and title search, and set up the closing with a local attorney.  Competitive rates and a number of products available.  Call the office for more information. 

Credit Disability Insurance is an option you can choose for an added fee that may reimburse your loan payments if you are sick or disabled during the term of the loan.  Certain restrictions apply.

Loan Protection Insurance is available for an added fee.  This insurance extends partial or complete loan coverage in the event of death. (depending on loan balance)  It can be purchased for single or joint life coverage.  Certain restrictions apply.