Central Vermont Teachers Credit Union:  On February 5, 1953 the Articles of Association for Central Vermont Teachers' Credit Union were approved by the commissioner of Vermont’s Banking Department.  Initially we could only accept members from Barre City, Barre Town, and Montpelier Schools.  Our first president was Harold Shipp and the first Treasurer was Elizabeth White.  In 1953 we had 59 members with total assets of $2,018.  For the first 10 years of existence the credit union was run out of the school where the treasurer was located. 

Windsor-Orange County Credit Union:  The Windsor-Orange County Credit Union was founded on January 15, 1953 by a group of educators from the Hartford Teacher's Association. They saw an opportunity to bring financial services to others at a lower cost. The Credit Union grew over the years to include town employees and school employees of the Windsor and Orange Counties, and several other local employer groups.

The field of membership shall be limited to:

• Those who are employed by, or persons retiring, pensioners or annuitants from the school departments, public or private, in Washington County; the towns of Brookfield, Chelsea, Corinth, Orange, Topsham, Vershire, Washington, and Williamstown, all in Orange County; all of Lamoille County;all of Franklin County; all of Grand Isle County; and the Orleans Southwest School District,
• Those who are employed by public and private school systems in Windsor County, Vermont and Orange County, Vermont from the townships of Windsor, West Windsor, Reading, Plymouth, Hartland, Woodstock, Bridgewater, Hartford, Pomfret, Barnard, Stockbridge, Norwich, Sharon, Royalton, Bethel, Rochester, Braintree, Randolph, Tunbridge, Strafford, Thetford, West Fairlee, Fairlee, Bradford, Brookfield, Chelsea, Vershire along with organizations composed primarily of said employees.
• Those employed by the town governments in Windsor County, Vermont and Orange County, Vermont from the townships of Plymouth, Woodstock, Bridgewater, Hartford, Pomfret, Barnard, Stockbridge, Norwich, Sharon, Royalton, Bethel, Rochester, Braintree, Randolph, Tunbridge, Strafford, Thetford, West Fairlee, Fairlee, Bradford, Brookfield, Chelsea, Vershire along with organizations composed primarily of said employees.
• Employees of other approved occupational groups within Windsor and Orange counties.       
• People who live, work or worship in the following four counties that we serve; Washington/Lamoille/Orange/Windsor,
• Employees of contracted services who are employed on an ongoing basis at the school departments listed above,
• Students from the school districts that we serve,
• Employees of Members Advantage Communtiy Credit Union,
• And, all of the above, together with their spouses, children, parents, grandchildren, grandparents, nephews, nieces, cousins, aunts, uncles, brothers, sisters, step-children, and step-grandchildren. 

"Members Advantage Community Credit Union strives to be the primary financial resource for its membership by providing personal service, convenience and competitive rates."

Credit unions are not-for-profit financial cooperatives serving members who share something in common - employment, association membership, or residence in a particular geographic area.  Founded on the basic democratic premise of the cooperative movement, credit unions believe that access to low-cost financial services is critical to the health and stability of ordinary citizens. In fact, more than 67 million Americans trust that their credit union will provide the services to improve their financial well being.

Credit union membership offers many benefits. Services offered range from simple savings to home equity loans to IRAs. Study after study has revealed that on average, credit unions provide the best financial offerings with fewer fees, lower rates on loans and higher rates on savings. And credit unions continually score higher than all other financial institutions in consumer satisfaction surveys.  Credit unions strive to deliver the best service possible to their most important asset - their members.

Make the most of your credit union FIRST! Members Advantage Community Credit Union offers a wide variety of financial services to fit your every need. It also has the advantage of being a not-for-profit financial institution owned by its members, YOU. You elect the Board of Directors, which is the governing body of the Credit Union. You are further supported by the Supervisory Committee, which oversees the accuracy of all the credit union accounts. Members Advantage Community Credit Union has a hard working staff that cares about you and will take the time to listen and answer any questions you may have. The difference is simple--

"People helping people"

--that's a motto the
Credit Union stands by.

Our field of membership includes anyone who lives, works, or worships in the following three counties that we serve; Washington/Lamoille/Orange/Windsor. It also includes several employers and businesses in Windsor county, including all school and town employees.  Family, friends, and neighbors may be eligible. (see above field of membership)

Complete a simple application and maintain a minimum balance of $5 in your regular share account.

Remember, once a member, always a member.