Savings Rates

All savings rates effective 5/10/13

Regular Shares
Rate APY Minimum Balance
.25% .25% $25.00
Dividends paid monthly.
Club Accounts
Rate APY Minimum Balance
.25% .25% None
Types of club accounts: holiday, vacation, tax, all-purpose.
Dividends paid monthly.
IRA Shares
Rate APY Minimum Balance
.50% .50% None
Dividends paid monthly.
IRA Certificates
Term Rate APY Minimum Balance
 36 months .90% .90% $500.00
60 months 1.39% 1.40% $500.00
Dividends paid monthly.
Money Markets
Rate APY Minimum Balance
.25% .25% $500-1,999
.25% .25% $2,000-9,999
.30% .30% $10,000-24,999
.35% .35% $25,000-49,999
.45% .45% $50,000+
Dividends paid monthly.
Smart Savers & Youth Savers
Account Type Rate APY Minimum Balance
Smart Savers
1 Year Term		 .40% .40% $50.00
Youth Savers
5 Year Term		 1.39% 1.40% $50.00
Dividends paid monthly.
Deposits are accepted and encouraged for the Smart and Youth Savers
Share Certificates-click here for our 60th Anniversary Special rate!
Term Rate APY Minimum Balance
6 months .40% .40% $500.00
12 months .50% .50% $500.00
24 months .70% .70% $500.00
36 months .90% .90% $500.00
48 months 1.00% 1.00% $500.00
60 months 1.39% 1.40% $500.00
18 mo. no-penalty .40% .40% $500.00
Dividends paid monthly.

APY = Annual Percentage Yield
Rates are subject to change