Loan Rates

All loan rates effective 5/10/13

Personal/Signature
Term APR as low as
24-60 months 9.99%
Vehicle Loans
Term APR as low as APR as low as APR as low as
  New '12-'13 Used '06-'11 Used '05 & Older2
24 months 2.75% 2.75% 4.50%
36 months 3.25% 3.25% 5.00%
48 months 3.50% 3.50% 5.25%
60 months 3.75% 3.75% N/A
72 months 4.50% N/A N/A
Other Titled Vehicles
Term APR as low as APR as low as APR as low as
  New '12-'131 Used '06-'112 Used '05 & Older2
24 months 3.75% 3.75% 6.25%
36 months 4.25% 4.25% 6.75%
48 months 4.50% 4.50% 7.00%
60 months 4.75% 4.75% N/A
Secure Untitled
Term APR as low as APR as low as APR as low as
  New '12-'131 Used '06-'112 Used '05 & Older2
24-48 months 6.25% 6.25% 6.25%
RVs, ATVs, Campers, Snow Machines, Boats, Computers

1 100% Financing- (Tax, Title, Registration inc.)
2 NADA Retail
Loan rates are listed "as low as" and are determined by the term of the loan and an evaluation of your credit. All rates quoted are subject to change. Your rate may vary from the rate shown above.

Home Loans
  Term APR
Home Equity LOC Up to 15 Year Term 4.25%3
Home Equity Loan 5 Year Term 3.99%4
SPECIAL 10 Year Term 3.99%5
15 Year Term 5.99%4
   
Mortgages Rates available upon request

3 Annual percentage rate is based on an index, the Wall Street Journal Prime Rate (which may change). The annual percentage rate may vary periodically. The minimum annual percentage rate that can apply is 4.25% APR floor, and the maximum annual percentage rate that can apply is 18% APR. We will not charge you any fees to open, use, or maintain your Home Equity Line of Credit. However, you may pay certain fees to third parties to open the plan. Those fees are generally between $300 - $500. You must also maintain property and flood insurance (if necessary) on your dwelling .
4 Minimum loan amount $5,000 - maximum loan balance $200,000. The maximum loan to value is 80%  5 Minimum loan amount $20,000 - maximum loan balance $200,000.  The maximum loan to value is 80%

Secured Loans
  Term APR
Share Secured Div. Rate + 2.5% Varies
Certificate Secured Div. Rate + 2.5% Varies
VISA Credit Card
  Term APR
VISA Credit Card No Annual Fee 11.90% or 9.90%
6.90% on balances transfer for six (6) months

APR = Annual Percentage Rate
Rates are subject to change